Effective Date: March 19, 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Financial Service Center, LLC ("FSC," "we," "us," or "our"), the operator of the Financial Service Center platform accessible at this website ("Platform"). By accessing or using our Platform, you agree to be bound by these Terms. If you do not agree, you may not use the Platform.
The Platform is a financial services marketplace and management portal that helps small business owners discover, apply for, and manage financial services including but not limited to: merchant payment processing, business loans, lines of credit, and business financial tools. FSC acts as a referral and technology platform. We are not a bank, lender, or payment processor.
Financial products and services accessible through the Platform are provided by third-party partners ("Service Providers"). Your relationship with each Service Provider is governed by their own terms and agreements, which you will enter into separately.
To use the Platform, you must:
You must create an account to access most Platform features. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to:
You agree not to:
When you submit applications for financial products through the Platform, you authorize FSC and applicable Service Providers to obtain and use information about your business and personal financial history for the purpose of evaluating your application. This may include credit checks and verification of business information.
FSC does not guarantee approval for any financial product. Approval decisions are made solely by Service Providers based on their own underwriting criteria. FSC is not liable for any Service Provider's decision to approve or deny your application.
Certain Platform features require a paid subscription. Subscription fees are billed monthly in advance. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel. Cancellations take effect at the end of the current billing period. We do not offer refunds for partial billing periods.
We reserve the right to modify subscription pricing with 30 days' advance notice. Continued use of the Platform after a price change constitutes acceptance of the new pricing.
The Platform and all content, features, and functionality thereon — including but not limited to text, graphics, logos, software, and data compilations — are owned by FSC or its licensors and are protected by U.S. and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Your use of the Platform is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to our collection and use of your information as described in the Privacy Policy.
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. FSC DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
Content on the Platform is for informational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional before making financial decisions.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FSC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING FROM YOUR USE OF THE PLATFORM OR ANY FINANCIAL PRODUCT OBTAINED THROUGH IT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNTS YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless FSC and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Platform, your violation of these Terms, or your violation of any applicable law.
These Terms are governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any dispute arising from these Terms shall first be subject to good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration under the rules of the American Arbitration Association in Austin, Texas. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.
We reserve the right to suspend or terminate your account and access to the Platform at any time, with or without notice, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise objectionable. Upon termination, your right to use the Platform ceases immediately.
We may update these Terms at any time. We will notify you of material changes by posting the new Terms on this page and updating the effective date. Your continued use of the Platform after changes become effective constitutes acceptance of the revised Terms.
Questions about these Terms may be directed to:
Financial Service Center, LLC